Privacy Policy

Last Updated: June 10, 2025

Introduction

RetroFinance Insights ("we," "our," or "us") is committed to protecting your privacy and the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at www.retrofinanceinsights.com (the "Site").

We adhere to all applicable data protection laws, including the UK Data Protection Act 2018, UK GDPR, and where applicable, the EU General Data Protection Regulation (GDPR). Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

1. Information We Collect

1.1 Personal Data

We may collect personal information that you voluntarily provide to us when you:

  • Fill in forms on our Site, including the contact form
  • Correspond with us by email, telephone, or any other means
  • Report problems with our Site
  • Respond to surveys or research requests

The personal information we collect may include:

  • Name
  • Email address
  • Telephone number
  • Any other information you choose to provide

1.2 Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and your interaction with our Site. This information might include:

  • IP address
  • Browser type and version
  • Operating system
  • Device information
  • Pages you view
  • Time and date of your visit
  • Time spent on pages
  • Referring website
  • Other technical information

1.3 Cookies and Similar Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. For more detailed information about the cookies we use, please see our Cookie Policy.

2. How We Use Your Information

We use the information we collect for various purposes, including to:

  • Provide, maintain, and improve our Site and services
  • Respond to your inquiries, comments, or questions
  • Understand how users interact with our Site
  • Analyze and improve the effectiveness of our Site
  • Detect, prevent, and address technical issues
  • Comply with legal obligations
  • Protect against misuse or unauthorized use of our Site

2.1 Legal Basis for Processing (UK/EU Users)

For users in the UK and EU, we process your personal data on the following legal grounds:

  • Consent: Where you have explicitly given us permission to process your personal data for specific purposes.
  • Legitimate Interests: Where processing is necessary for our legitimate interests, provided those interests do not override your fundamental rights and freedoms.
  • Contractual Necessity: Where processing is necessary to fulfill a contractual obligation to you.
  • Legal Obligation: Where processing is necessary to comply with our legal obligations.

3. Data Sharing and Disclosure

We may share your information in the following situations:

3.1 Third-Party Service Providers

We may share your information with third-party vendors, service providers, and other third parties who perform services on our behalf. These third parties are only permitted to use your personal information to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

3.2 Compliance with Laws

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

3.3 Business Transfers

If we are involved in a merger, acquisition, or asset sale, your personal information may be transferred as part of that transaction. We will notify you before your personal information is transferred and becomes subject to a different privacy policy.

3.4 Protection of Rights

We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation.

4. International Data Transfers

Your personal information may be processed in the United Kingdom and in other countries where our service providers maintain facilities. By providing your information, you consent to any transfer and processing in accordance with this Privacy Policy.

For transfers from the UK or EEA to countries not deemed to provide an adequate level of data protection, we implement appropriate safeguards, such as standard contractual clauses adopted by the European Commission, to protect your personal information.

5. Data Security

We have implemented appropriate technical and organizational security measures to protect your personal information from accidental loss, unauthorized access, use, alteration, and disclosure. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure.

6. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need to process your information, we will either delete or anonymize it.

7. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal information:

7.1 For UK and EU Residents:

  • Right to Access: You have the right to request information about the personal data we hold about you.
  • Right to Rectification: You have the right to request that we correct any inaccurate or incomplete personal data.
  • Right to Erasure: You have the right to request that we delete your personal data in certain circumstances.
  • Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data in certain circumstances.
  • Right to Data Portability: You have the right to request that we transfer your personal data to you or a third party in certain circumstances.
  • Right to Object: You have the right to object to our processing of your personal data in certain circumstances.
  • Rights Related to Automated Decision Making and Profiling: You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you.

7.2 For California Residents:

The California Consumer Privacy Act (CCPA) provides California residents with specific rights regarding their personal information. For more information, please see our CCPA section below.

7.3 How to Exercise Your Rights

To exercise any of these rights, please contact us using the details provided in the "Contact Us" section below. We will respond to your request within the timeframe required by applicable law. Please note that we may need to verify your identity before processing your request.

8. Children's Privacy

Our Site is not directed to children under the age of 16. We do not knowingly collect personal information from children under 16. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete such information.

9. Links to Other Websites

Our Site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

10. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). These include:

  • The right to know what personal information we collect, use, disclose, or sell
  • The right to request deletion of your personal information
  • The right to opt-out of the sale of your personal information (note that we do not sell personal information)
  • The right to non-discrimination for exercising your CCPA rights

To exercise these rights, please contact us using the details provided in the "Contact Us" section below.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

RetroFinance Insights
60 Cannon St, London EC4N 6NP
United Kingdom
Email: [email protected]
Phone: +448000608703

For users in the UK or EU: You have the right to lodge a complaint with your local data protection authority if you believe that our processing of your personal information does not comply with applicable data protection laws.